Peoples State Bank offers a wide variety of lending products to make your life easier. Because our loan decisions are made right here, we can provide the friendly personal service that you are looking for.

Real Estate Mortgages

Peoples State Bank offers Fixed Rate mortgages with no application fees. We also provide free appraisal services for loans that qualify. There are several different terms to choose from.

  • Home Purchase
  • Home Improvement
  • Home Refinance
  • Interim Construction / Permanent Finance

Home Equity Lines of Credit

Peoples State Bank offers Home Equity Lines of Credit, which allow you to borrow against the equity in your home. Purposes for HELOCs could be:

  • Home Improvements
  • Bill Consolidation
  • Miscellaneous


Peoples State Bank offers Consumer loans to fit multiple needs. Our knowledgeable staff will help you create a financing solution that will fit your needs.

  • New & Used Vehicles
  • Boats & RV’s
  • Trailers
  • Personal Loans


Peoples State Bank offers loans for all your agricultural needs. We will work with you to develop a financing strategy that will fit your unique situation.

  • Livestock
  • Farm Equipment
  • Farm Land Purchase
  • Farm Construction


Peoples State Bank offers a variety of loans for your business needs with the same personal one on one attention.

  • Commercial Land Purchase
  • Commercial Construction
  • Equipment Purchase
  • Capital Expansion
  • Lines of Credit

Come by the bank or give us a call to speak with our experienced loan officers about your loan needs.

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