Consumer Loans

Peoples State Bank offers a wide variety of lending products to make your life easier. Because our loan decisions are made right here, we can provide the friendly personal service that you are looking for.



Peoples State Bank offers Consumer loans to fit multiple needs. Our knowledgeable staff will help you create a financing solution that will fit your needs.

  • New & Used Vehicles
  • Boats & RV’s
  • Trailers
  • Personal Loans


Peoples State Bank offers loans for all your agricultural needs. We will work with you to develop a financing strategy that will fit your unique situation.

  • Livestock
  • Farm Equipment
  • Farm Land Purchase
  • Farm Construction


Peoples State Bank offers a variety of loans for your business needs with the same personal one on one attention.

  • Commercial Land Purchase
  • Commercial Construction
  • Equipment Purchase
  • Capital Expansion
  • Lines of Credit

Come by the bank or give us a call to speak with our experienced loan officers about your loan needs.

Ways You Can Make Loan Payments

If stopping by the bank is inconvenient or if you remembered at the last minute that you have a loan payment due, we have other payment options for you!

  • If you have a Peoples State Bank checking or savings account, you can make a transfer to your loan using online banking.
  • If you do not want to have to hassle with making your payment monthly, you can set up automatic payments.
  • If you prefer a paper trail for your payments, we can print payment coupons for you to mail in your payment or to drop your payment by the bank. 
  • If none of these payment options meet your needs, you can also call in to make your payment via debit card. 

If you recently got a real estate, consumer, or agricultural loan, you may start receiving mail related to the transaction. However, not all of it is always legitimate. 

For example, you may receive:

  • A notice regarding your new car's warranty
  • Offers for services for your new home
  • Requests for additional information or an additional form that needs to be completed

While not all of these things are fraudulent, it is important that you do not give out any of your personal information or act on offers that sound too good to be true. Never pay an extra fee for filing a form before checking with us first. When in doubt, please give us a call.

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