CD's and IRA's

Certificate of Deposit Accounts

Peoples State Bank has a time certificate of deposit account to meet any investment objective. Open a Peoples State Bank CD today and guarantee yourself a higher yield. Lock in a great rate and earn a predictable return with no market risk. A minimum investment is required. As with any CD, should you decide to withdraw your deposit before the end of the term, certain penalties will apply.

  • Minimum opening deposits start at: $500.00
  • Terms are offered from 6 Months to 5 Years.

Some features are:

  • Wide range of maturity dates.
  • Option of having your interest checks mailed, added back to the certificate, or transferred to another account.
  • Certificate of Deposit Accounts can be automatically renewable or have a single maturity.
  • Tiered rates.

Individual Retirement Accounts (IRA’s)

Eligible individuals may make tax-deductible contributions to an IRA. Please consult your tax advisor for eligibility requirements. Peoples State Bank offers different IRA programs including Traditional, Roth, and Educational IRAs. Please consult one of our New Accounts Service Representatives for details.

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